in the newspaper today, i read about how the private banking sector are trying to help hawkers and small entrepreneurs to apply for home loan without the need for payslip prove. they will be accessed on-site based on their business turnover, even if they are just a hawker with a chicken rice stall.
with this big implementation, we can foresee many entrepreneurs taking up personal with good loan repayment terms. it's a good thing that now people with previous bad credit loans are able to get back on their feet financially. hopefully, this will help them rebuild their financial status.
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